Unpaid invoices should NOT be forgotten.
Suppliers often do business without knowing a buyer's payment behaviour.
PayLedger records how buyers actually pay their suppliers, based on invoice data vs payment data.
Buyer Payment Behaviour Report
Payment Timing Summary
Method Summary: Payment behaviour is derived by matching GST invoice records with bank account statements to determine actual payment timing.
This report reflects historical payment behaviour and supports business decision-making.
Trade runs on credit. Payment behaviour still untracked.
Late payments hurt cash flow. When buyer payment behaviour is visible, businesses can set smarter terms and trade with confidence.
Today
- ⚠️Delayed payments lock up working capital
- ⚠️Suppliers spend hours on follow-ups
- ⚠️Buyer-supplier trust breaks down
- ⚠️Businesses tighten credit due to uncertainty
- ⚠️On-time payers don't get rewarded
With PayLedger
- ✅Buyer payment behaviour becomes clear
- ✅Reliable buyers build a stronger reputation
- ✅Businesses make safer credit decisions
- ✅Cash-flow planning becomes predictable
- ✅Trade relationships strengthen over time
Payment-behaviour visibility reduces risk and builds stronger trust in B2B trade.
Join early to build payment transparency—and get buyer payment reports first.
you're not just a seller
You're building a payment behaviour network for businesses.
Late payers get away with it because there are no records of how they pay. Every invoice you report makes it harder for bad actors to hide and builds the record that protects you the next time you take on a new buyer.
This data doesn't exist yet. We're the ones building it.
Buyer:
Shree Engineering Pvt Ltd
Think CIBIL, but for buyer payment behaviour.
How it works
Two OTPs. That's all it takes to contribute.
Step 1: Share invoices data (with just an OTP)
GST invoices show who you sold to and for how much.
Step 2: Share bank statements via AA (with just an OTP)
Bank data shows when you actually got paid.
Step 3: Smart Payment Matching
We link invoices to the right payments to spot on-time vs late.
Step 4: Buyer payment behaviour view
You get a clear view of how each buyer pays, before you offer credit.
Matching invoices with real payments at scale makes payment behaviour visible, like never before.